Standard Lenders

Standard Lenders can help you reach your financial goals

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The Best Reverse Mortgage Broker in California.

Standard Lenders can help you reach your financial goals

Find Your Perfect Loan

Flexible Reverse Mortgage Loans

With Standard Lenders’ Flexible Payment Program, you are guaranteed a comfortable and self-sufficient life in retirement. Eliminate mortgage payments, choose when and how much to pay, and get an optional line of credit that CANNOT be taken away with our exclusive reverse mortgage solutions.

Reverse Mortgage Refinancing

Along with reverse home mortgage loans, we also offer reverse mortgage refinancing. If you have a traditional or jumbo reverse mortgage, you can refinance your loan. As the best mortgage lender in California, we can help you find the lowest interest rates to help you save and earn more..

Reverse Mortgage Purchase

Can you buy a new home with a reverse mortgage loan? Yes  but with conditions. Standard Lenders’ loan officers will guide you through the entire process to make home purchasing with reverse mortgages as seamless as possible.

Federal Housing Administration Loans

Don’t qualify for conventional mortgages? With government loans from the Federal Housing Administration (FHA), you can make your homeownership dreams a reality. FHA loans have less stringent requirements than conventional home mortgage loans.

Mortgage Solutions Tailored to You

Standard Lenders was founded on the principle that customers come first. We go above and beyond to make the loan selection and approval process as simple as possible. Whether you need loan refinancing or want a reverse mortgage to supplement your retirement income, we’ll work with you to create a custom home mortgage loan tailored for your unique circumstances.

A Premier Reverse Mortgage Broker in California, Standard Lenders provides unrivaled transparency, communication, and accessibility. We stay in touch with clients regularly and update them on the latest happenings in the housing industry that could affect their finances. Our loan experts can connect with you over the phone, email, and at home to accommodate your every need.

Our Blog

What Is A Jumbo Reverse Mortgage

What Is A Jumbo Reverse Mortgage   Home » What Is A Jumbo Reverse Mortgage A jumbo reverse mortgage can give seniors under age 62 access to…

Types Of Reverse Mortgages

Types Of Reverse Mortgages   Home » Types Of Reverse Mortgages Wondering how many types of reverse mortgages there are? You’ve come to the right place. In this…

Common Questions About Mortgages

Frequently Asked Question

Our Flex Program is a flexible reverse mortgage product that offers all the benefits of HELOC plus more flexibility. It allows you to take out a low-interest loan against your home equity to improve your cash flow. You can choose if or when to pay, and you will continue to retain homeownership until you sell or pass away. Speak with our experts to learn more about this solution.

Although conventional loans account for the majority of mortgages, they are quite difficult to get. You should be able to afford at least a 3% down payment, have a minimum credit score of about 620, and have a debt-to-income ratio that is lower than 50% to qualify for these loans. Contact our California mortgage lenders to learn if you’re a good candidate for conventional loans.

FHA loans are more accessible than conventional mortgages. To be eligible for these loans, you must have a FICO score of at least 500. You should also have a verifiable employment history for the past two years, and have verifiable income through federal tax returns and bank statements. To learn about other requirements, call our California mortgage brokers.

There are several reasons why you should consider refinancing. If you want to lower your monthly payments, pay your mortgage off sooner, or tap into home equity, then it makes sense to refinance your mortgage. You can also refinance to get rid of an FHA loan and its monthly insurance premiums.

Start The Process And Speak With An Advisor.

Contact Standard Lenders now to learn how our home mortgage loans can help you live with peace of mind.