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A reverse mortgage loan provides people aged 62 and older with an opportunity to borrow against their home equity for cash flow.

Home Equity

Home Value

Mortgage Debt

With a reverse mortgage, homeowners can gain financial independence and improve their quality of life by paying off debt/medical bills and affording their monthly living expenses.

How Does a Reverse Mortgage Work in California?

Reverse Mortgage Benefits

  • No monthly payments
  • Tax-free cash/growing line of credit
  • No prepayment penalty
  • Insured by the U.S. Government

Reverse Mortgage Drawbacks

  • May not qualify for need-based programs (i.e. SSI, MediCal/Medicaid)
  • May lower or eliminate your home equity

Request a Free Reverse Mortgage Quote

    *Required

    **This does not deem qualification. Programs, rates, and fees subject to change.

    Reverse Mortgage Requirements in California

    See What You are Eligible For

    If you believe you meet the eligibility requirements above, applying for a reverse mortgage loan may be a smart option to gain financial independence and comfortably afford your monthly expenses. Request a free reverse mortgage quote and get a quick response!