Standard Lenders is proud to be a Local SoCal Reverse Mortgage Broker connecting you with the nation’s biggest lenders. Our home is in Northridge but we love helping San Diego homeowners with their reverse mortgage.
Standard Lenders started originating loans in CA in 2017 and we aim to live up to our name, we aim to set the standard for quality service in the reverse mortgage industry.
As a company, we are committed to being the best broker for you. Through our connection to the biggest reverse mortgage lenders in the country, we are among the uniquely qualified to find you the best rates.
With our connection to the biggest and best Reverse Mortgage Lenders, we offer a wide variety of HECM programs, including Jumbo Reverse Mortgages to best suit homeowners in SoCal who have higher value homes over the national 2022 lending limit of $970,800.
Please give us a chance to show you how we can beat your best offer, no questions asked, in order to get you the best deal for your home!
Standard Lenders is currently partnered with HUD Approved Lenders such as American Advisor’s Group(AAG), Longbridge Financial, Nationwide Equities Corporation, Reverse Mortgage Funding, and more partners to come. The HECM or Home Equity Conversion Mortgage is HUD’s acronym for their reverse mortgage loan.
Standard Lenders originates in San Diego and help borrowers who are looking to refinance their existing mortgage loan, which means we will pay off your existing loan and put you in a better one, more fitted for your needs.
Standard Lenders is a full-service mortgage and real estate brokerage with a focus on reverse mortgages. As the best reverse mortgage broker in California, we offer quality service with a personalized touch.
In 2017, David Kay founded the company on the principle that the customers’ needs come first. With his experience as a broker with reverse mortgage companies San Diego, David Kay recognized the value of relationships in the business and wanted to bring the human element back into the industry.
We value transparency and make education and clear communication our priorities. A deal with Standard Lenders is the start of a lifetime partnership with the best reverse mortgage lender in San Diego. We will continually monitor the market for you and keep you updated on changes in the housing industry that could affect you and your finances.
San Diego has a reputation for being the oldest city in California. With that age comes history, sandy beaches, and a large population of homeowners. With around 3 million people living in San Diego and over 300,000 Seniors, we look forward to connecting with you and helping you retire comfortably with a Reverse Mortgage.
The median home price in San Diego is over $900,000, according to the Zillow Home Value Index. Prices in the city have increased over 20% over the past year and Zillow predicts they will continue to rise within the next year.
With so many homes in San Diego on the rise, even if your home has been appraised for more than the current HUD/FHA lending limit of $970,800, you may still be able to tap into your home equity with the help of a Jumbo reverse mortgage.
If you are a homeowner in SoCal who fits these descriptions and you’re interested in using a reverse mortgage to supplement your retirement, you might want to consider a jumbo reverse mortgage product. These products allow you to access a much greater portion of your home equity compared to a regular FHA reverse mortgage loan. Visit our page about Reverse Morgage products here to learn more.
Reverse mortgages might not be the perfect solution for every homeowner, but depending on your particular situation, a HECM could be something that will drastically affect your life and make your retirement comfortable.
If you live in San Diego, Standard Lenders is here to answer your questions.
We are among the best mortgage brokers in San Diego CA.
We are partnered with the nation’s biggest reverse mortgage lenders in San Diego CA approved by FHA (Federal Housing Administration). With this partnership, we can shop around for YOU in order to get you the best deal possible.
Although we are a full-functioning Brokerage, Reverse mortgage is our passion and love. We are dedicated to our catchphrase of setting the standard in quality service, and our staff share in our beliefs.
We Charge Less! Whenever possible, we DON’T charge origination fees. We want to give you the best deal possible, and we mean that. If we can avoid charging origination fees, we will.